# Online Baccarat Rules - A Card Game Of Probability Between The Banker And The Player Baccarat is a card game of probability between the banker and the player, and the principal objective of the game is to guess whose hand, the banker's or the player's, will be closest to the value of nine, or you may even bet on the possibility of a tie. You are free to bet on both, the banker and the player. An online game needs just one deck of normal cards.  Since Baccarat has very few and easy to follow rules, many players are drawn to play this game. Though there are two versions of this game, North American Baccarat and Punto Banco Baccarat, the basic online baccarat rules are the same and the player getting nearest to nine wins the game. There is no easier game than baccarat. Once a bet is placed, you cannot change your decision. The dealer at the baccarat table follows these rules. Here are some baccarat drawing rules. The foremost baccarat drawing rule is that a maximum of only three cards are allowed per baccarat hand. If either the Banker or player gets a hand total of 8 or 9 at the very first card deal, no third card is drawn. The Player draws if the hand total is 5 or lower; but if the Banker holds a natural, and stands on a seven and six, then the player can't draw a third card. For example, as a player, you may be dealt with a three and an ace, bringing your cards' total value to 4, and then you are dealt one more card. To win the game, the total of your cards should be nine at the most. Suppose, you are dealt an ace, a two and a three, bringing your card total to six whereas the dealer gets an ace and a 4 giving him a card total of five, then you are the winner. But, if your total exceeds nine, it could mean trouble for you.  Here's an example of what happens if your total goes beyond nine. Imagine you have received an ace and a three in the cards dealt to you, and another card, which may be an eight, thus giving you a total of twelve. Don't forget the [บาคาร่า](https://baccaratclub.net/) basic rule is to get nearest to nine. If your total exceeds nine, the first digit is dropped! That is, twelve is treated as only two and if the dealer gets anything more than two but less than nine, he wins the bet. There are three options for you to bet. You may bet on your own hand to win, or the banker's hand to win, or you may even bet for a tie. You are charged some commission, usually five percent, if you bet on the banker as it wins very often. In case of a tie, meaning each hand gets exactly the same number; you get a payout of 8:1. It's very easy to understand the cards. As already said, the game is played with a normal deck of cards. Ace cards are given one point each, value cards from two to nine are worth their value and all tens and face cards carry zero points.